Dishonesty & Business Services Bonds

Both Dishonesty Bonds and Business Service Bonds relate to employee theft, but one protects your business while the other protects your clients.

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What is an Employee Dishonesty Bond?

Employee dishonesty bonds protect your business when your employees steal from the company in such ways as forging checks, embezzling money, pocketing cash, stealing merchandise or equipment, or committing computer fraud. We recommend dishonesty bonds to any type of business where an employee oversees financial transactions, including those who use cash registers. Small businesses are especially vulnerable to employee theft because they lack the resources for security or theft-prevention programs.

What is a Business Services Bond?

Business services bonds protect your clients when your employees steal from them, whether their location is an office building, hospital, college campus, or private home. Your clients are protected should your employee steal something like a laptop, jewelry, or cash. Any company sending employees into the field could benefit from having business services bonds in place.

Some of the most common businesses that get business services bonds are:

  • Home healthcare agencies
  • Janitorial services companies
  • Maid or home cleaning services
  • Gardeners and other outdoor maintenance providers
  • Pet-sitter services
  • Contractor companies, like plumbers, electricians, and handymen

How Much Do Dishonesty & Business Services Bonds Cost?

Both dishonesty bonds and business services bonds will cover amounts from $5,000 to $100,000 or more, depending on your business size and type. Bond terms can vary from one to three years, depending on the state and circumstances.

It is important to remember that neither of the bonds will pay out if you do not prosecute the employee involved in the theft with an arrest and/or conviction legally recorded.

Why Choose Brunswick Companies

Working with an experienced surety broker can provide an edge in obtaining the best pricing. Mark Levinson, Senior Vice President of Surety, has extensive experience in providing fidelity bonds. Mark has developed strong relationships with leading surety underwriters so that we may provide you with access to more favorable terms and conditions.


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