Consultants Errors & Omissions Insurance

Consultant Errors & Omissions Insurance—also known as Consulting Services Errors & Omissions Insurance, or Consultants E&O—protects all types of professional consultants. Should a client allege that you were professionally negligent by failing to perform professional duties as promised in your contract, this is the coverage you need.

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Consultants Errors & Omissions Coverage Includes

Consultant Professional Liability Insurance includes legal defense costs – no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of policy can protect both the consulting firm and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation.

Why Do You Need Errors & Omissions Coverage?

As a successful consultant, you are a trusted business partner. Your clients count on you for critical advice regarding business planning and management, marketing, technical planning and implementation, personnel staffing, public and community relations, and other vital functions of their business. An Errors & Omissions policy helps protect the valued relationships you have developed by protecting both your client and your own financial security.

Errors & Omissions Is Different Than General Liability

Errors & Omissions coverage is not provided by a Commercial General Liability policy. Commercial General Liability does not provide coverage for errors, contract performance disputes, or any other professional liability issues. Consultants and companies who have General Liability without Errors & Omissions coverage are taking a serious risk. It’s like a doctor practicing medicine without malpractice insurance.

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