Commercial insurance is one of the most important investments you can make in your company because it protects the business that you are building. If a legal issue would arise, a well-designed insurance plan can mean the difference between going under or staying afloat. Commercial claims are often more complex than personal claims, so it's essential to have a strong relationship with an experienced commercial insurance expert you can trust.
The basic areas covered by a General Liability policy are premises liability, products and completed operations liability, personal and advertising injury, fire legal liability, crime protection, workplace violence, and medical expenses.
Property Insurance protects your business against physical property damage or loss. This includes the building/structure itself, improvements or betterments for the current occupant, and business-related and personal property inside the space.
In talking to our customers, we have found that many of them want to know more about the following property-related policies:
- Builders Risk Insurance
- Business Income Interruption Insurance
- Boiler & Machinery/Equipment Breakdown Insurance
This is a hybrid coverage that delivers a wide range of protection to private business owners and principals. It combines several traditionally separate policies, including directors and officers, employment practices, fiduciary, and professional liability insurance coverage.
Because traditional liability insurance does not cover internet exposures, you need a Cyber Liability policy to protect against economic losses and professional services resulting from compromised data.
Also called Business Auto insurance, this coverage provides protection for the vehicles associated with your company. Individual trucks, a fleet of them, or personal cars occasionally used for business purposes can qualify for coverage.
Whether you’re a sole proprietor or a global corporation, Brunswick Companies can design a commercial insurance program to suit your needs today, and as your business evolves. We partner with clients, from small new businesses to fortune 1000 companies, offering expertise that is customized to your industry landscape. With the broadest range of products, we’re the only resource you need for complete protection.