Commercial Auto Insurance

Commercial Auto Insurance Coverage Includes

Auto liability coverage is available for:

• Owned autos
• Autos owned, leased, or hired by the insured
• Non-owned autos
• Coverage for employees using their cars for the business

Physical damage coverages available include:

• Collision
• Comprehensive
• Specified causes of loss coverage—a less expensive alternative to comprehensive coverage paying only for losses caused by perils named in the policy.

Additional Coverage With Commercial Auto Insurance

Typically, a Commercial Automobile policy allows a variety of extra coverage options that you can add for an additional premium, including:

• Drive other car (DOC) coverage—applicable a company car you use for both business and pleasure, which provides non-owned personal auto protection for those named on the endorsement.
• Individual named as insured—applicable when an individual owns the business auto and provides equivalent of personal auto protection for named individuals.
• Lease Gap coverage—protects you if the actual cash value of the vehicle at the time of an accident or theft is less than the amount you owe.
• Medical Payments—reimburses passengers and operators of vehicles for their medical and funeral expenses arising out of accidents occurring while traveling in an insured vehicle or while entering or exiting from it.
• Personal Injury Protection (PIP)—provides bodily injury coverage, among other things, for drivers. The no-fault auto insurance states require drivers to carry PIP. It covers expenses regardless of fault.
• Uninsured and underinsured motorists coverage

Brunswick Advantage

Brunswick Companies offers Commercial Auto policies from a wide range of top ranked carriers. With over 35 years of commercial experience, we have the know-how and industry contacts to match your needs with the plan that best suits your risk management and financial goals.