Notary Bonds

A notary public is a person licensed in their state who can legally approve and witness signatures on documents or administer oaths in depositions. In most states, notary publics are required by law to purchase and maintain a notary bond.

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What is a Notary Bond?

A notary bond is a financial guarantee that ensures a notary will fulfill all obligations to protect the public from financial harm resulting from any wrongdoing on their part when performing notarial duties. Many states require notaries to obtain a bond before they can perform notarial acts.

How do Notary Bonds work?

Notary bonds protect the public from financial harm resulting from any wrongdoing on the notary’s part when performing their notarial duties. Should a claim be made against the bond, the surety that issued the bond would determine the claim’s validity, and then compensate the obligee for any money owed. The surety will also require reimbursement from the notary for any money paid on a claim.

Because a notary may be required to reimburse the surety for money paid on a claim, it’s a best practice for notaries to also have errors and omissions insurance. E&O insurance protects the notary from the financial burden of their mistakes, allowing them to remain in business after a claim. Brunswick Companies can issue both the notary bond and the errors and omissions insurance.

How much do Notary Bonds cost?

Each state that requires a notary bond has their own required bond amount, but in all instances, the cost of the bond is determined by the bond amount, bond term, and the state’s rate. The fastest way to determine your cost for a notary bond is to complete our quote request form.

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