Building Designer Insurance

Professional Liability insurance protects building designers in the event a client alleges that you were professionally negligent or failed to perform the duties as promised in your contract.

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Building Designer Professional Liability Coverage Includes

Professional Liability insurance includes legal defense costs—no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both the service firm and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial job.

Additional Coverages For Professional Liability

Your Professional Liability Insurance policy can include:

  • A business owners package that includes general liability insurance and property insurance
  • Options including coverage of personal injury claims
  • Defense costs outside the limits of liability
  • Deductibles beginning at $0

Errors & Omissions Is Different Than General Liability

Errors and Omissions insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does not provide coverage for errors, contract performance disputes or any other Professional Liability issues. Property management consultants and companies who have General Liability without Errors & Omissions coverage are taking a serious risk.

American Institute of Building Design

The American Institute of Building Design (AIBD) strives to protect and enhance their members’ ability to practice their profession. AIBD is committed to providing quality continuing education to ensure that their members remain current with technology, materials, and building codes. AIBD has established and maintains professional relationships with other trade, business, and professional organizations within the design and construction industry. AIBD is dedicated to the enhancement, development, education, and promotion of the value of residential design professionals.

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