Appraiser Errors & Omissions Insurance

Appraiser E&O insurance—also known as Appraiser Professional Liability, or Appraiser E&O—protects professional art and jewelry appraisers should a client allege that you were professionally negligent or failed to perform professional duties as promised in your contract.

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Appraiser E&O Coverage Includes

Appraiser E&O insurance includes legal defense costs—no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Additional Coverages for Appraisers E&O

Your policy can be customized to include:

  • A business owners package that includes general liability insurance and property insurance
  • Deductibles beginning at $0
  • Defense costs outside the limits of liability
  • Options including coverage of personal injury claims

E&O is Different Than General Liability

E&O insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does not provide coverage for errors, contract performance disputes, or any other liability issues. Appraisers who have General Liability without Professional Liability (E&O) coverage are taking a serious risk.

Brunswick Advantage

Brunswick Companies has a long history of supporting appraisal providers in securing coverage. We specialize in professional liability insurance and have access to a wide variety of top-ranked insurers and the contacts to help you in securing the best rates.

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