A Boatowners Policy insures you against most of the risks of owning and operating your boat, its motor and its trailer. Just as importantly, it can protect you against liability lawsuits, should you injure someone with your boat or damage their property.
A "Safe Harbor" of Yacht Insurance for Boats Large and Small
Protect your family, guests and your investment with the very best in marine insurance. Whether your boat is a small runabout, sailboat, or a yacht with a full-time captain and crew, Brunswick Companies can help you secure the watercraft insurance you need.
Our personal lines specialists will listen to your needs, explain the scope of insurance protection you require and recommend a program that best meets your expectations and financial goals.
Watercraft Insurance features include protection against maritime risks including:
- Physical Damage Coverage provides protection in the event of a collision with a submerged object or another boat.
- Liability Coverage provides protection against claims or lawsuits resulting from bodily injury or damage to the property of others.
- Personal Property Coverage protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras or other personal items.
- Towing and Assistance to transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.
- Actual Cost Valuation based on age and insured value of the vessel and can earn you a substantial premium discount. In the event of a loss, settlement is based upon a depreciated value.
- Agreed Replacement Value is based upon "replacement value" on most partial losses involving your vessel, its furniture, fixtures and electronic equipment.
- Emergency Towing and Service
Watercraft Insurance Discounts
- Education Discounts for safe boating courses
- Equipment Credits for safety equipment such as built-in fire extinguisher systems and burglar alarms
- Premium Discounts for multiple policies with the same carrier
Yacht Insurance Options
- Hurricane escape reimbursement endorsement
- Customized navigation territories
- Dinghies / tenders
- Lay-up discounts
- Hybrid Boat and Yacht Insurance Discount
- Electric Boat Discount
