The basic areas covered by a General Liability policy are Premises liability, Products and Completed Operations Liability, Personal and Advertising Injury, Fire Legal Liability and Medical Expenses.
Brunswick Companies' team of commercial insurance specialists provides the expertise to help you identify your exposures and simplifies your insurance purchase, providing the information you need to make an informed decision. We will work with you one-on-one to identify the general liability coverage plan that suits your specific needs.
A Commercial General Liability Policy covers the insured against lawsuits for something the business did or failed to do that caused injury or property damage to someone else - occurrences of bodily injury and property damages that the insured is legally obligated to pay. Liability insurance covers damages and settlements from a lawsuit, up to the policy limits. General Liability policies also cover attorneys' fees and other costs associated with defending against a lawsuit.
GL Policies typically cover the insured's ownership or use of the premises; operations; products made, sold or distributed; contractual agreements; completed operations; personal and advertising injury and medical payments. Medical payments cover reasonable medical expenses, regardless of fault, for bodily injury.
Common exclusions to General Liability Coverage include:
The general liability policy premium is based on a variety of factors, depending on the types of coverages included. The size of the insured's operations and the inherent risk of the products will impact the premium.
Brunswick Companies offers comprehensive general liability policies from wide range of top ranked carriers. With over 35 years of commercial insurance experience, we have the know-how and industry contacts to match your needs with the plan that best suits your goals.