Travel Agent Errors & Omissions Insurance

Travel Agency Professional Liability Insurance Coverage

Travel Agent Professional Liability Insurance (also known as Travel Agency Errors & Omissions Insurance, or Hospitality Service E&O) protects all types of travel, hospitality and tourism professionals if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised in your contract.

Travel Agent E&O Insurance is available for a wide variety of travel and hospitality professionals, including:

Travel Agent / Travel Agency

Tour Group Service Provider

Hotel & Hostel Services

Inoculation / Travel Center

Tourist / Tourism Information Provider

Travel Agent Professional Liability Insurance Protects Your Business

The high cost of a legal defense could put your travel agency out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.

Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim? Request a Quote

Why Do I Need Travel Agent E&O Insurance?

As a successful travel agent, you are a trusted professional. An Errors & Omissions Policy insures the professional in the event he or she commits an "error" or an "omission" during the course of his or her work. The following scenarios can pose a real danger to your wallet:

An Errors and Omissions policy does not erase a mistake, but it can help soothe the anger and disbelief of a customer. It helps protect the valued relationships you have developed by protecting both your client and your own financial security.

Mistakes Happen. Even the most skilled professionals are likely to make an error at some point. From human oversights to inadvertent travel service and hospitality providers against liability for any errors and omissions they may create during the process of developing or delivering their product.

It can also protect you against errors or omissions over which you have no control. A reservations snafu, or the loss of product due to situations beyond your control.

You Can't Be All Places At Once. As your travel agency becomes more successful, you may not be able to personally handle every aspect of each job. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote

What Is Covered by Travel Agency Errors and Omissions Insurance?

Professional Liability Insurance includes legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both the travel agent and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial job. Request a Quote

Doesn't My General Liability Insurance Provide the Same Protection?

Errors and Omissions insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Travel and tourism service providers who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance. Request a Quote

Customized Travel Services Professional Liability Insurance Coverage

Your Professional Liability Insurance policy can be customized to include:

a business owners package that includes general liability insurance and property insurance
options including coverage of Personal Injury claims
defense costs outside the limits of liability
deductibles beginning at $0

Contact Brunswick Companies today to request a travel agent services professional liability insurance quote.