Cleaning Services Errors & Omissions Insurance Coverage
Janitorial Services Professional Liability Insurance (also known as
Janitorial Services Errors & Omissions Insurance, or
Janitorial E&O) protects all types of janitorial and cleaning firms if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised.
Janitorial Services E&O Insurance is available for all types of cleaning services, including:
- Residential and Commercial Cleaning Services
- Domestic Services
- Home Help Services
- Commercial Janitorial Services
- Mechanical Maintenance Services
- Commercial Maintenance Services
Janitorial Services Professional Liability Insurance Protects Your Business
The high cost of a legal defense could put your janitorial firm out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.
Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim?
Request a QuoteWhy Do I Need Janitorial Services / Cleaning Services E&O Insurance?
Mistakes Happen. Even the most skilled professionals are likely to make an error at some point. From catastrophic equipment failures to human oversights that result in personal injury, many incidents can result in a lawsuit.
You Can't Be All Places At Once. As your firm becomes more successful, you may not be able to personally handle every aspect of each cleaning job. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote
What Is Covered by Janitorial Services Errors and Omissions Insurance?
Janitorial Services Errors and Omissions Insurance includes
legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both the janitorial firm and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial job. Request a Quote
Doesn't My General Liability Insurance Provide the Same Protection?
Errors and Omissions insurance coverage is not provided by a
Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Janitorial services and companies who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance.
Request a Quote Customized Cleaning Professional Liability Insurance Coverage
Your Professional Liability Insurance policy can be customized to include:
- a business owners package that includes general liability insurance and property insurance
- options including coverage of Personal Injury claims
- defense costs outside the limits of liability
- deductibles beginning at $0
Contact Brunswick Companies today to request a janitorial services professional liability insurance quote.
Brunswick Companies also offers janitorial services surety bonds to protect against employee dishonesty. Request a quote
