Counselor Professional Liability Insurance Coverage
Counseling Professional Liability Insurance (also known as Counselor Errors & Omissions Insurance, or Counseling Services E&O) protects all types of counseling service professionals if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised.
Counselor E&O Insurance coverage is available for all types of professional counselors, including:
- Behavioral counselor
- Career Counselor
- Counseling Services
- Counselors
- Dietitian / Nutritionist
- Executive / Leadership Counselor
- Financial Counselors
- Guidance Counselor
- Learning Services
- Life Counselor
- Self Help Groups
- Social Services / Social Worker
Counseling Services Professional Liability Insurance Protects Your Business
The high cost of a legal defense could put your counseling firm out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.
Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim?
Request a QuoteWhy Do I Need Counseling E&O Insurance?
As a successful counseling services provider, you are a trusted professional. Your clients count upon you for advice and services that impact their lives. An Errors & Omissions Policy helps protect the valued relationships you have developed by protecting both your client and your own financial security.
Mistakes Happen. Even the most skilled professionals are likely to make an error at some point. From catastrophic equipment failures to human oversights that result in personal injury, many incidents can result in a lawsuit.
You Can't Be All Places At Once. As your counseling business becomes more successful, you may not be able to personally handle every aspect of each job. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote
What Is Covered by Counselor Errors and Omissions Insurance?
Counselor Professional Liability Insurance includes legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both your firm and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation.
Request a Quote
Doesn't My General Liability Insurance Provide the Same Protection?
Errors and Omissions insurance coverage is not provided by a
Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Counselors who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance.
Request a Quote Customized Counseling Services Professional Liability Insurance Coverage
Your Professional Liability Insurance policy can be customized to include:
- a business owners package that includes general liability insurance and property insurance
- options including coverage of Personal Injury claims
- defense costs outside the limits of liability
- deductibles beginning at $0
Contact Brunswick Companies today to
request a counseling services professional liability insurance quote.
