Coach Professional Liability Insurance Coverage
Coach Professional Liability Insurance (also known as Coaching Services Errors & Omissions Insurance, or Coaches E&O) protects all types of professional consultants if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised in your contract.
Coach E&O Insurance is available for a wide variety of professional coaches, including:
- Athletic Coach / Sports Coach
- Behavior Coach
- Career Coach
- Executive / Leadership Coach
- Exercise Services
- Fitness Instructor
- Learning Services / Tutor
- Life Coach
- Martial Arts Instructor
- Referee
- Sports Instructor
- Trainers / Training Services
Instructor Professional Liability Insurance Protects Your Business
The high cost of a legal defense could put your coaching services firm out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.
Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim?
Request a QuoteWhy Do I Need Coach E&O Insurance?
As a successful coach, you are a trusted partner in achieving your client's goals. Your clients count upon you for critical advice. An Errors & Omissions Policy helps protect the valued relationships you have developed by protecting both your client and your own financial security.
Mistakes Happen. Even the most skilled professionals are likely to make an error at some point. From catastrophic equipment failures to human oversights that result in personal injury, many incidents can result in a lawsuit.
You Can't Be All Places At Once. As your firm becomes more successful, you may not be able to personally handle every aspect of each coaching contract. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote
What Is Covered by Coaching Services Errors and Omissions Insurance?
Coaches Professional Liability Insurance includes legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both the coaching service and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation.
Request a Quote
Doesn't My General Liability Insurance Provide the Same Protection?
Errors and Omissions insurance coverage is not provided by a
Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Coaches who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance.
Request a Quote Customized Coaching Service Professional Liability Insurance Coverage
Your Professional Liability Insurance policy can be customized to include:
- a business owners package that includes general liability insurance and property insurance
- options including coverage of Personal Injury claims
- defense costs outside the limits of liability
- deductibles beginning at $0
Getting the right level of coverage at the best price. Underwriting consultant professional liability insurance requires a detailed examination of the operations of the applicant. The basic exposure base used is typically based upon revenues and number of employees. Also considered are a wide range of business and operating factors, including frequency and severity potential of the business handled, management experience, prior claims, internal procedures and employee training.
Contact Brunswick Companies today to
request a consultant professional liability insurance quote.
