Business Insurance for Professional Service Firms

Simplify Business Insurance Policy Comparison

Professional service firms require the protection of a business owners policy or more comprehensive business insurance plan that is tailored to address the exposures they are most likely to encounter.

With over 35 years of experience in meeting the insurance needs of our professional clients, Brunswick Companies specializes in creating customized insurance solutions for professional groups of all sizes, delivering increased flexibility and enhanced choices for our clients, including:

Business Insurance Plans for Accountants / CPAs
Whether you are seeking to improve the effectiveness of your own firm's risk management plan or to provide a resource to your clients, Brunswick Companies provides the expertise you need.
Business Insurance Plans for Attorneys
From solo practitioners to large firms with complicated exposures, Brunswick Companies team of risk management specialists will help you compare policy options and make an informed decision how best to manage your risk. A combination business owners policy with optional lawyers professional liability insurance may is the best solution for many law firms.

Our business insurance specialists are qualified to analyze your status and individually rate your exposure, then design an insurance placement and risk management solution specifically tailored to your needs.

Improved Access to a Wider Selection of Insurers

We offer access to a wide variety of top-rated insurers with proven integrity and financial stability, such as CNA, Hartford and Zurich. All of the insurers we represent have received ratings of A- (excellent) or better from A.M. Best Company.

Our established relationships in the industry allow us to align your insurance needs with the right insurer and the contacts to ensure you receive the best price.

Among the Business Insurance Programs Specialized to Meet the Needs of Professional Service Firms \Are:

Combination Business Insurance and Professional Liability Insurance for Law Offices:
Spectrum Law Office Program from Hartford is specifically designed to meet the needs of small law firms with from one to nine attorneys. It provides both Spectrum Business Owner's coverage and optional Lawyers Professional Liability insurance in one convenient program. Hartford is rated A+ by A.M. Best Company.
Business Owners Policy for Professional Service Firms:
Details for The Office Insurance Program from Zurich:

*Product Eligibility*	*Precision America: Up to $3,000,000 combined building and personal property values Up to $3,000,000 receipts per location Precision Premier*: Up to $15,000,000 combined building and personal property values Up to $15,000,000 receipts per location A per policy minimum of $1,000 for Business Personal Property is required Selected office occupancies are eligible for this program, including Lawyers Offices and Financial Planners The following office occupancy is eligible only for Precision Premier: Homeowners, Townhouse or Similar Associations The following office occupancies are ineligible for this program: Banks, Savings & Loan Associations or Collection and Credit Agencies Detective or Patrol Agencies Government Agencies, Political Action Groups or Political Campaign Headquarters Importing and Exporting Inspection Services Insurance Companies Labor Unions Temporary Employment Agencies Welfare Services Unprotected Cooking, Bowling Alleys, Welding, Nightclubs, Manufacturing Operations, Operation involving use of explosives or flammable liquids Professional liability is excluded for all office occupancies. Some classifications also exclude Personal Injury.
*Lessors Risk Guidelines*	Office Building owners (lessor's risk) may be covered under this program when there is a 75% occupancy and tenants are required to carry Property and General Liability insurance: Office Occupancies only Office Occupancies with up to 25% Other Occupancies (restaurants, grocery stores, and warehouse men are some of the ineligible occupancies for lessor's risk.)
*Optional Coverages*	Commercial Automobile Workers Compensation Umbrella Automobile Liability: $500,000 Combines Single Limit Liability General Liability: $500,000 per Occurrence and $500,000 General Aggregate with a $500,000 Products/Completed Operations Aggregate Limit Employers Liability: $100,000 each accident; $100,000 each employee for disease; $500,000 per disease