Business Services Professional Liability Insurance Coverage
Business Services Professional Liability Insurance (also known as Business Services Errors & Omissions Insurance, or Business Services E&O) protects all types of business service professionals if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised in your contract.
Business Services E&O Insurance coverage is available for all types of business services professionals, including:
- Alarm Monitoring Services
- Answering Services
- Bookkeeping Services / Bookkeepers
- Business Brokers
- Business Management Consultants / Business Managers
- Business Transfer Agents
- Certification / Credentialing Service
- Chartered Secretaries
- Consumer Services providers
- Coordinator Services
- Corporate Entertainment Agents
- Cost Control Consultants
- Data Processors
- Database Managers
- Disaster Recovery Consultants
- Document Management, Storage and Destruction professionals
- Economists
- Elevator & Lift Services
- Employee Relations Consultants
- Employment Agents
- Executive Recruiters
- Futurists
- Health & Safety Consultants
- Licensing Services
- Mail, Messenger & Courier Services
- Marketing & Market Research Firms
- Micro-filming and Record Bureau Services
- Planning Supervisors
- Printers, Proof-readers and Publishers
- Project & Contract Management Services
- Public Relations Consultants / Firms
- Relocation Service
- Removal Services
- Researchers / Referral Services
- Resource Management Services
- Relocation Services
- Risk Management Services
- Sales Promotion Consultants / Services
- Screening / Testing Service
- Secretarial Services
- Warranty Administrators
Business Services Professional Liability Insurance Protects Your Business
The high cost of a legal defense could put your business services firm out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.
Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim?
Request a QuoteWhy Do I Need Business Services E&O Insurance?
As a successful business services provider, you are a trusted business partner. Your clients count upon you for critical advice regarding a vital function. An Errors & Omissions Policy helps protect the valued relationships you have developed by protecting both your client and your own financial security.
Mistakes Happen. Even the most skilled professionals are likely to make an error at some point. From catastrophic equipment failures to human oversights that result in personal injury, many incidents can result in a lawsuit.
You Can't Be All Places At Once. As your business services firm becomes more successful, you may not be able to personally handle every aspect of each job. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote
What Is Covered by Business Services Errors and Omissions Insurance?
Business Services Professional Liability Insurance includes legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.
Some of your clients may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both your firm and subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation.
Request a Quote
Doesn't My General Liability Insurance Provide the Same Protection?
Errors and Omissions insurance coverage is not provided by a
Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Business services professionals who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance.
Request a Quote Customized Business Services Professional Liability Insurance Coverage
Your Professional Liability Insurance policy can be customized to include:
- a business owners package that includes general liability insurance and property insurance
- options including coverage of Personal Injury claims
- defense costs outside the limits of liability
- deductibles beginning at $0
Contact Brunswick Companies today to
request a business services professional liability insurance quote.
