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Professional Liability 


Appraiser Errors & Omissions Insurance

Appraiser Errors & Omissions Coverage

Appraiser Professional Liability Insurance (also known as Appraiser Errors & Omissions Insurance, or Appraiser E&O) protects professional appraisers if a client alleges that you were professionally negligent or failed to perform professional duties, or in the case of the failure of your work to perform as promised.

Appraiser Errors & Omissions policies are available for many types of appraisers, including:

  • Art appraisers, valuers and restorers
  • Jewellery Appraisers, valuers and restorers

Appraisers Professional Liability Insurance Protects Your Company

The high cost of a legal defense could put your appraisal firm out of business. Your company's survival and your personal financial security depend upon protecting yourself against the impact of a lawsuit.

Almost any firm or individual that improperly performs services can cause a client to suffer an economic loss - and mounting a defense is expensive. The impact of even a baseless claim can be devastating. Would your company have the resources and expertise to defend against such a claim? Request a Quote

Why Do I Need Appraiser E&O Insurance?

Mistakes Happen. Even the most skilled professionals are likely to make an error, omission or mistake at some point. From human oversights to miscalculations, many incidents can result in a lawsuit.

You Can't Be All Places At Once. As your firm becomes more successful, you may not be able to personally handle every aspect of each client's job. Errors & Omissions coverage insures not only your mistakes, but also the mistakes of the employees and independent contractors you hire. Request a Quote

Clients or licensing state governments may require that you and your subcontractors carry Errors & Omissions insurance. The right kind of E&O policy can protect both you and your subcontractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation. Request a Quote

What Is Covered by Appraisers Errors & Omissions Insurance?

Appraiser Errors & Omissions Insurance includes legal defense costs - no matter how baseless the allegations. It will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Doesn't My General Liability Insurance Provide the Same Protection?

Errors and Omissions insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does NOT provide coverage for errors, contract performance disputes or any other Professional Liability issues. Appraisers who have General Liability without Professional Liability (Errors & Omissions) coverage are taking a serious risk. It's like a doctor practicing medicine without Malpractice Insurance. Request a Quote

Customized Appraiser Professional Liability Insurance Coverage

Your Professional Liability Insurance policy can be customized to include:

  • a business owners package that includes general liability insurance and property insurance
  • options including coverage of Personal Injury claims
  • defense costs outside the limits of liability
  • deductibles beginning at $0

Brunswick Companies has a long history of supporting appraisal providers in securing coverage. We specialize in professional liability insurance. We have access to a wide variety of top-ranked insurers and the contacts to help you in securing the best rates.