Identity Theft Protection

Identity Theft is a Growing Problem 

• 1 in 27 consumers was a victim of identity theft in 2006*?
• On average, victims spend up to 600 hours and $1,400 recovering from identity theft**
• The FBI calls identity theft the fastest growing white-collar crime in the United States 

Securing Identity Theft Protection is Easy and Affordable

Brunswick Companies offers a wide range of innovative insurance solutions, such as Identity Theft Protection, to our clients. Protect your financial reputation by adding optional Identity Theft Protection to your homeowners, condo or renters insurance policy.

Identity Theft Insurance Coverage 

If you become a victim of identity theft, this type of program provides you with access to a consumer fraud specialist, who can guide you through the process of reclaiming your identity, including:

• Obtaining a free credit report from the three major credit reporting agencies
• Placing fraud alerts with all three credit reporting agencies
• Enrolling you in six months of daily credit monitoring
• Completing dispute letters on your behalf for approval and signature

This type of coverage can also provide reimbursement  for the expenses associated with clearing your name and repairing your damaged credit:

• Lost wages
• Reasonable attorney fees incurred with prior approval
• Daycare and eldercare expenses
• Notary and certified mailing charges
• Loan re-application fees, and
• Long distance phone charges 

Brunswick Companies' personal lines specialists will listen to your needs, explain the scope of insurance protection you require and recommend a program that best meets your expectations and financial goals.

What is Identity Theft?

In cases of identity theft, criminals obtain your personal data (such as a credit card number or Social Security number) and use the information to assume your identity. Theives may take over your existing accounts or use your name to open new accounts or apply for loans. You many not be aware that your identity has been stolen until a merchant or collection agency contacts you, seeking payment for a bill you know nothing about. Or, you may be declined for a loan or employment because your credit records show defaults on loans unknown to you. 

*  2007 Identity Fraud Survey Report, released by the Better Business Bureau and Javelin Strategy & Research

** Identity Theft: The Aftermath - 2003, released by the Identity Theft Resource Center, www.idtheftcenter.org