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Improve the cost-effectiveness of your employee benefits plan...
To learn more call 800.686.8080, or
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Gap Policies
Save Up to 20% on Group Health Benefit Plan Costs
Gap Policies (also known as Group Supplemental Health Plans) represent an innovative solution for employers seeking to maintain quality medical insurance benefits for their employees at an affordable cost.
With medical expenses increasing much faster than the overall rate of inflation, employers and employees are faced with a difficult decision: pay more or compromise benefits.
Gap Policies: An Innovative Solution
Brunswick Companies offers employers nationwide an innovative solution: Utilize a Supplemental Group Health Plan to lower your overall group medical benefit costs without sacrificing quality coverage.
Utilize a Gap Policy to Lower YourTotal Employee Group Medical Coverage Cost
A Gap Policy is a group insurance program that is primarily designed to cover deductibles, co-insurance and co-payments for which the employee is responsible.
Brunswick's strategy is simple:
- Dramatically lower the cost of your group health benefit plan by selecting a comprehensive major medical program with higher out-of-pocket totals from your current health plan provider
- Pair that coverage with a Group Gap Policy from Brunswick Companies that protects your employees from the higher out-of-pocket costs
- Employers can save between 5% and 20% on total group health care expenses
- Gap Policies are available nationwide
- Can be implemented without changing your current group health insurance company or agent
Benefits of the Gap Policy Strategy to the Employer:
- Lower overall medical insurance premiums
- Stabilize annual medical health care premiums for multiple years
- Ability to improve employee plan benefits
- Ability to maintain quality benefits for employees
- No need to switch group medical plan provider
Benefits of the Gap Policy Strategy to the Employees:
- Assists employees with high deductibles and co-insurance expenses
- Over 90% of the employees may experience better health care benefits
- None of the inconvenience of changing medical insurance providers
- Alleviates a potential compromise in benefit quality necessitated by rising costs
Brunswick Companies' employee benefits specialist develops customized and cost-effective employee benefit solutions for companies of all sizes. Contact us today to learn how a gap policy can help you lower the cost of your group health plan.
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