General Liability Insurance
General Liability insurance protects your business against third-party claims relating to your premises, products, completed operations, and fire legal liability. It can also protect your business from medical expenses and incidental personal and advertising injury.
General Liability Coverage Includes
Commercial General Liability policies provide protection for the insured where legally liable for something the business did or failed to do that caused third-party bodily injury or property damage. Typically, these policies cover the following:
- Insured’s ownership or use of the premises
- Products made, sold or distributed
- Contractual agreements
- Completed operations
- Personal and advertising injury
- Medical payments, which cover reasonable medical expenses, regardless of fault, for bodily injury
Separate Coverages Available
Common exclusions to a General Liability policy can be obtained as separate coverages. They include but are not limited to:
- Directors & Officers Liability
- Fiduciary Liability
- Product Recall
- Professional Liability
- Workers’ Compensation
- Liability resulting from manufacturing, selling, or distributing liquor
How much does Commercial Insurance cost?
The Commercial General Liability policy premium is based on a variety of factors, depending on the types of coverages included. The size of the insured’s operations and the inherent risk of the products will impact the premium.
The Brunswick Advantage
Brunswick Companies offers General Liability insurance policies from a range of top-ranked carriers. With over 45 years of commercial experience, we have the know-how and industry contacts to match your needs with the plan that best suits your risk management and financial goals.