Special Event Accident & Liability Insurance

Protect Your Investment with Special Events Insurance
Over a lifetime, we are involved in the planning of many special celebrations. Often, planning such a special event also requires a significant investment of time, energy and money. Now you can protect your investment with Special Events Accident and Liability Insurance programs.
Brunswick Companies provides a broad range of Special Events Insurance Plans from top-rated insurers, which can be customized with to meet your needs. Our experienced team of commercial insurance specialists provides the expertise to help you identify your exposures and simplify your insurance purchase, providing the information you need to make an informed decision. We will work with you one-on-one to identify the special events coverage plan that suits your specific needs.
What is Special Events Insurance Coverage?
Special Event Insurance protects individuals or groups against losses related to the insured special event. This coverage is an excellent way to ensure that you and your friends, guests, volunteers, customers and/or employees, are protected from potential exposures, including but not limited to:
- Injury or Death
- Property damage liability
- Incidental medical malpractice
- Ownership, use or maintenance of facilities
- General negligence claims
- Cost of investigation and defense of claims, even if groundless
Why Do I Need Special Event Insurance?
Many types of events may expose individuals, groups or companies to risks that may not be covered by standard liability or property insurance policies.
As the special event holder, you may be required to provide proof of insurance when booking the facility / venue where you will hold your special event. The venue may ask you to provide a Certificate of Insurance (proof that you have secured a specific level of coverage) and may also require that you add the facility / venue as an additional insured to the policy before you will be allowed to hold your special event.
What Types of Special Events Can Be Insured?
Almost any type of event can be insured, including:
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Private Events |
Semi-Private Events |
Public Events |
- Anniversary
- Baby Shower
- Birthday Party
- Family Party
- Family Reunion
- Graduation Party
- Housewarming Party
- Private Reception
Religious Events
- Baptism
- Bar Mitzvah
- Bat Mitzvah
- First Communion
- Confirmation
- Ordination
- Wedding
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- Banquet
- Field Trip
- Lecture
- Meeting
- Retirement Party
- School Reunion
- Block Party or Other Events Requiring Street Closure Permits
- Traveling Business Groups
- Boy or Girls Scouts
- Church Youth Groups
- 4-H Clubs
- Fraternal Organizations
- Volunteer Fire Companies
- Instructors of Park and Recreation Dept. Classes
- Instructors of After-School Enrichment Classes
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- Animal Show
- Arts & Crafts Fair
- Auctions
- Automobile Show
- Bazaar
- Beauty Pageant
- Carnival
- Concerts
- Community Festival
- Consumer Show
- Convention
- Dance
- Exhibition
- Fair
- Fashion Show
- Festival
- Flower / Garden Show
- Marathon
- Not-for-Profit Fundraising Event
- Parade
- Prom
- School Booster Club, PTA, PTO or Non-Profit Fundraising Group Events
- Sporting Events, such as boxing or wrestling exhibitions
- Telethons
- Theatrical and Musical Performance or Rehearsal
- Tractor Pull
- Trade Show
- Walk-a-Thon
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Comparing Special Events Insurance Coverage
Special Event Insurance policies from different insurers vary widely. With over 35 years of commercial insurance experience, Brunswick Companies has the know-how and industry contacts to match your needs with the plan that best suits your risk management and financial goals.
Are you responsible for special event planning?
We recommend that wedding and special event planners consider protecting your firm and personal assets with an errors and omissions liability policy (also known as professional liability insurance).
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